Credit Improvement Services

bSquared Credit values repair AND education - we help you reset your credit score while we teach you how to keep it where it needs to be.

Credit Repair 

One-size-fits-all solutions WON’T resolve every credit issue. That’s why we provide our clients with a customized plan specifically tailored to their ability and needs.

Step 1- Free Credit Consultation

Our expert credit analysis will help you understand the current state of your credit, and show you how to improve your credit scores and overall credit health. Knowledge is Power!

Step 2- Stabilize and Improve Credit

We’ll work to remove negative items from your credit reports while teaching you how to become your own credit health expert and help you achieve your credit improvement goals.

Step 3- Maintain Great Credit

Once you have achieved your credit improvement goals, we’ll make sure you know how to maintain great credit for many years to come


Credit Repair FAQ’s

How long will it take to improve my scores?

A repair cycle runs from 1- 6 months, with many of our clients seeing higher credit scores in as little as 30 days!

My credit is a mess - late payments, collections - how can you possibly help?

What looks overwhelming to you is our every-day normal, and we know how to help you get out of that stuck place! We’ve seen it all, and you’ll be amazed how quickly things can turn around. Call or email us to set up your free consultation – we’ll take a look and tell you all the possibilities we see for you!

There are a lot of credit repair options out there - why choose us?

It’s simple – we’re a small business run by real people, and we treat our clients like people, too. Your credit health isn’t just about numbers – it’s about education that gives you the confidence to make informed financial decisions and empowers you to control your OWN thriving. We’re here to make sure you NEVER need your credit repaired again! You don’t have to take our word for it – read what our past clients have to say!

Student Loan Modification Services

Feel like you’re drowning in student debt? You’re not alone – more than 1-in-4 student loan borrowers (25+%) are now delinquent or in default on more than $175 billion in student debt. Those student loan issues have a significant impact on your credit, so we’re here to help you solve them.

We help our clients:

  • Find and implement student loan debt forgiveness to eliminate loan balances.
  • Consolidate multiple loans into one loan to simplify payments.
  • Get student loans out of default and back in good standings.
  • Reduce student loan monthly payments to a sustainable rate.

Are you ready to improve your credit?

Credit Maintenance & Education

Re-invent your budget with our proven templates!

Beginning with a how-to get-started workshop, we’ll show you how to successfully achieve and maintain a balanced budget. You’ll become an expert on the 50/30/20 budget technique while you learn how to cut expenses and transform your household budget.

Stay on track with Credit Check-Ups!

An ounce of prevention is worth a pound of cure, and for just $35, we’ll check in on your credit health and update our plan to help you improve even further! Whether you schedule your Check-Up quarterly, annually, or spontaneously to prepare for a major purpose, it’s the best way to make sure your credit is ALWAYS working for you.

Monitor your credit monthly with IdentityIQ!

Use our discount link at our trusted credit monitoring partner to pull your credit reports and scores. Get a 7-day trial for $1, then pay $19.99 a month for optional, ongoing monthly monitoring. Share your file with us, and we’ll have it on hand for future check-ups, financial emergencies, or budget advice.